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Lakewood Ranch market snapshot
These figures are ZIP-level, for single-family closings in 34202, 34211 and 34240 combined. ZIPs 34202 and 34240 extend beyond Lakewood Ranch. ZIP boundaries differ from community boundaries.
Lakewood Ranch (ZIPs 34202, 34211, 34240 combined) single-family: August, September and October 2026
| Measure | Aug 2026 | Sep 2026 | Oct 2026 | All 3 months |
|---|
| Closed sales | 205 | 196 | 192 | 593 |
| Median sold price | $729,990 | $685,000 | $702,500 | $709,990 |
| Middle half of sales (25th to 75th percentile) | | | | $544,940 to $985,000 |
| Average sold price | $919,440 | $854,426 | $967,772 | $913,601 |
| Median days on market (list to contract) | 32 | 30 | 41 | 33 |
| Median sold-to-list price | 98.2% | 98.5% | 97.8% | 98.2% |
| Median days, contract to close (share within 45 days) | 39 (58%) | 40 (60%) | 36.5 (66%) | 38 (61%) |
| Sales with a seller credit reported on the MLS* | 40% (83 of 205) | 36% (71 of 196) | 34% (65 of 192) | 37% (219 of 593) |
| Median seller credit, where one was given* | $19,204 (3.0%) | $15,000 (2.4%) | $15,000 (2.3%) | $15,599 (2.5%) |
| Median net price (sold price minus reported credit)* | $720,000 | $684,788 | $692,500 | $700,000 |
| Financing, % (cash / conventional / FHA / VA / other) | 37 / 60 / 2 / 1 / 0 | 39 / 51 / 6 / 4 / 1 | 40 / 53 / 3 / 4 / 1 | 39 / 54 / 4 / 3 / 1 |
| Homes for sale at month end (estimate) | about 590 | about 590 | about 600 | |
| New listings in the month (estimate) | about 200 | about 220 | about 280 | |
By ZIP, all 3 months (median / middle half / sales): 34211 $665,000 / $525,000 to $870,000 / 329. 34202 $745,000 / $548,000 to $1,114,250 / 144. 34240 $794,000 / $610,000 to $1,520,663 / 120.
Right now (exact, as of Nov 3, 2026): 602 homes for sale and 221 pending across the three ZIPs, 3.0 months of supply, with a median list price of $774,950.
Notes:
- *Seller credits are MLS-reported credits, not total builder incentives. About two-thirds of the credited sales (143 of 219) were new construction.
- 34240 is shown only as its 3-month median. The October-only 34240 figure is skewed by one $5.17 million builder entry, so it's left out.
- ZIP 34243 is reported separately and is not part of this Lakewood Ranch figure: 88 sales, $480,000 median, middle half $400,000 to $549,993, August through October (22 / 25 / 41 sales by month). 111 homes for sale now, 3.8 months of supply. Much of 34243 is on the Sarasota side.
- ZIPs are not neighborhoods. 34202 and 34240 reach beyond Lakewood Ranch. Month-end inventory and new listings are rounded estimates. October figures may rise slightly as late closings are reported.
- Stellar MLS, single-family, Aug 1 to Oct 31, 2026; information deemed reliable but not guaranteed
Lakewood Ranch prices have held near $700,000 since late summer: a $729,990 median in August and $702,500 in October. Homes took a little longer to go under contract in October, 41 days versus 32 in August. Fewer sales reported a seller credit, 34% in October versus 40% in August, and the median credit dropped from $19,204 to $15,000. Inventory has stayed roughly level, and today there are 602 homes for sale, about 3.0 months of supply, a bit tighter than Parrish. If you're touring models, ask each builder for this month's offer in writing, because MLS credits don't show the whole incentive picture.
Lakewood Ranch: America's top-selling multi-generational master-planned community (RCLCO, 2025). In 2025 it ranked #2 overall among U.S. master-planned communities with 2,085 new-home sales, and through mid-year 2026 it remained #2 overall and the top-selling multi-generational MPC (RCLCO).
Not every home is on the MLSSome new homes and resale homes are never publicly marketed on the MLS. Builders sell much of their inventory and spec homes directly, and some owners sell privately. Ask me about builder inventory and off-market options. What's available changes all the time, and I can't promise access to any specific home.
Before your first model visitBring me as your agent on your FIRST VISIT to any model or sales center. Many builders require your agent to register you on that first visit, or you can lose your own representation.
Keep in mind that builder sales reps represent the builder. Your own agent works for you.
Andrew Pepper, REALTOR® | The Pepper Team | Keller Williams On The Water Sarasota | 941-400-8227
Andrew Pepper, Realtor | Military Veteran. The Pepper Team at Keller Williams On The Water Sarasota. 300+ homes sold / $137M+. Equal Housing Opportunity.
Military and VA buyers in Lakewood Ranch
Quick answer: Lakewood Ranch Main Street is about 54 miles and 70 to 80 minutes from MacDill Air Force Base (MacDill AFB) in low to no traffic, and about 60 to 70 minutes from Bay Pines VA. In October 2026, 8 homes in the Lakewood Ranch area (ZIPs 34202, 34211 and 34240) closed with VA financing (Stellar MLS). VA buyers can use their benefit on new construction here, and several Star Farms builders have dated year-end offers.
I'm a Military Veteran, and I live out east in Myakka City, so Lakewood Ranch is my backyard. I work with service members, military spouses and Veterans who want newer homes, planned communities and room to settle in. Here's what I walk VA buyers through, with real drive times and real VA sales from Stellar MLS.
VA home sales in the Lakewood Ranch area (ZIPs 34202, 34211 and 34240), October 2026
8 homes closed with VA financing
$664,135 median VA sold price
$465,000 to $1,500,000 range of VA sold prices
1 of the 8 were new construction (built 2025 or later). VA buyers closed on 118 homes across the Stellar MLS areas I track in October 2026, and I help sellers weigh a VA offer on its terms like any other.
Source: Stellar MLS, VA-financed closed sales Oct 2026. Information deemed reliable but not guaranteed.
Drive times to MacDill AFB and VA medical centers
From Lakewood Ranch Main Street:
Source: OpenStreetMap routing (OSRM), checked Nov 1, 2026, low to no traffic. Rush hour on I-75, I-275 and the Selmon Expressway can add a lot, so map your exact drive at the time you would leave.
Who I help
Active duty with PCS orders to MacDill AFB
I'll be straight with you: Main Street to the Dale Mabry Gate is about 70 to 80 minutes in light traffic, and more at rush hour. Lakewood Ranch can still make sense if you telework some days, you're close to retirement, or you want new construction and plan to stay. If you can't move in right away, VA lets a spouse or dependent child living in the home meet the occupancy requirement while you're on active duty. I do live video tours and register you with builders before you arrive.
Request my PCS home listRetiring soon
If you'll retire on a specific date within 12 months, VA lets you buy in your retirement location now. Your lender verifies the date with a copy of your retirement application, so "someday" doesn't count. Let's line up your closing with your retirement date and your move.
Book a quick call with AndrewRetirees and Veterans
Florida has no state income tax, and homestead plus disabled Veteran exemptions can cut your property taxes. Bay Pines VA is about 60 to 70 minutes from Main Street in light traffic. Your VA benefit can be used again, too: entitlement can be restored after you sell and pay off a VA loan.
Book a quick call with AndrewFirst-time VA buyers
Start with your Certificate of Eligibility and a VA-approved lender. VA doesn't set a minimum credit score, and there's no down payment as long as the price isn't higher than the appraised value. Lakewood Ranch area single-family homes sold for a median $709,990 from August through October 2026 (Stellar MLS, ZIPs 34202, 34211 and 34240), and I'll show you what's available at your number.
Request my VA home listReady to own instead of rent?
Quit paying your landlord's mortgage, let's get you into a home you own. Tell me your budget and I'll show you Lakewood Ranch homes for sale that fit it, with the full monthly cost of owning: principal, interest, taxes, insurance, HOA and any CDD fees. With a VA loan there's no down payment as long as the price isn't higher than the appraised value, and a VA-approved lender confirms what you qualify for.
Book a quick call with AndrewVA loan basics, straight from VA
- No down payment as long as the sales price isn't higher than the appraised value, no private mortgage insurance (PMI), and limited closing costs, which the seller may pay. (VA purchase loans)
- No VA loan limit with full entitlement since January 1, 2020. Your lender still decides how much you qualify for. (VA loan limits)
- VA doesn't set a minimum credit score. Lenders set their own, so it pays to talk to more than one VA lender.
- Start with your Certificate of Eligibility (COE). Request it online, through your lender, or by mail with VA Form 26-1880. Veterans usually need a DD214. (How to request a COE)
- VA funding fee: 2.15% the first time and 3.3% after that with less than 5% down, lower with 5% or more down. You don't pay it if you receive VA compensation for a service-connected disability, among other exemptions. (Funding fee and closing costs)
- Seller and builder credits: credits toward normal closing costs aren't capped by VA, but concessions like paying your funding fee or a temporary rate buydown count toward a 4% limit based on the home's reasonable value.
- It's not one and done. Entitlement can be restored after you sell and pay off a VA loan, or one time if you pay it off and keep the home. (VA eligibility)
- Florida needs a termite (WDI) inspection on VA purchases, and VA's escape clause lets you out without losing your deposit if the appraisal comes in under the price.
Want the full walkthrough? Read my VA buyers guide. I'm not a lender, so confirm rates, fees and approval with a VA-approved lender.
New construction and builder incentives
VA loans can be used to buy a new build. VA requires either a one-year builder warranty on VA Form 26-1859 or a 10-year insurance-backed warranty on new construction. Star Farms has several builders running year-end offers right now:
Before you visit a model home
Builder sales reps represent the builder.
Bring me as your agent on your FIRST VISIT to any model or sales center. Many builders require your agent to register you on that first visit, or you can lose your own representation.
| Builder and community | Offer and end date (checked Nov 1, 2026) |
|---|
| Perry Homes, Star Farms | Up to $50,000 in flex cash on select inventory homes, capped at 6% of the price. The incentive requires Acrisure Mortgage. Bring the flyer to your first model visit (close by Dec 31, 2026) |
| Homes by WestBay, Star Farms | 5.25% starting rate on an FHA or VA 5/1 ARM (VA APR 6.69%) on select quick move-in homes with WestBay's preferred lender (purchase agreement by Nov 30, 2026) |
| D.R. Horton, Star Farms | DHI Mortgage FHA or VA 5/1 ARM at 4.750% (VA APR 6.208%) (contract on or after Sept 18, 2026, close by Dec 31, 2026) |
| D.R. Horton, Main Street Stars | Up to $3,000 in flex cash with any lender for Military Veterans, current military personnel and other eligible buyers, with proof (contract by Dec 31, 2026) |
| Neal Communities, Palm Grove | Price improvements on select quick move-in homes* |
Please read: incentives change often and many require the builder's affiliated lender. ARM payments can go up after the fixed period. Compare the builder's offer with your own VA lender, and confirm every detail with the builder. Listing an offer here isn't a recommendation of any builder or lender.
*Builder incentives change often. Contact us and we'll help you find what's available right now.
Florida homestead and disabled Veteran property tax exemptions
Once you own and live in the home as your permanent residence on January 1, file for homestead by March 1. Veterans with a service-connected disability may qualify for more:
- $5,000 off assessed value with a disability rating of 10% or more (Florida Statutes 196.24).
- Full exemption on a homestead for a service-connected total and permanent disability (196.081).
- A percentage discount for Veterans 65 and older with a combat-related disability (196.082).
As of Nov 1, 2026, Amendment 3 is on the November 3, 2026 ballot and proposes changes to homestead exemptions. Confirm the current rules with the property appraiser before you file. Lakewood Ranch spans Manatee and Sarasota counties, so apply with the Manatee County Property Appraiser, or the Sarasota County Property Appraiser, whichever county your home is in, and bring your VA award letter.
Military and VA questions
How far is Lakewood Ranch from MacDill Air Force Base?
From Lakewood Ranch Main Street it's about 54 miles and about 70 to 80 minutes to the MacDill AFB Dale Mabry Gate in low to no traffic, based on OpenStreetMap routing checked Nov 1, 2026. Rush hour on I-75 and the Selmon Expressway can add a lot, so map your exact drive.
How far is Lakewood Ranch from the VA hospitals?
From Main Street, Bay Pines VA (C.W. Bill Young VA Medical Center) is about 60 to 70 minutes and the James A. Haley Veterans' Hospital in Tampa is about 70 to 80 minutes in low to no traffic, based on OpenStreetMap routing checked Nov 1, 2026.
How many Lakewood Ranch homes sold with VA loans in October 2026?
8 homes in the Lakewood Ranch area (ZIPs 34202, 34211 and 34240) closed with VA financing in October 2026, with a median VA sold price of $664,135 (Source: Stellar MLS, VA-financed closed sales Oct 2026. Information deemed reliable but not guaranteed.)
Which property appraiser handles Veteran exemptions in Lakewood Ranch?
Lakewood Ranch spans Manatee and Sarasota counties, so you file homestead and Veteran exemptions with the property appraiser for the county your home is in: the Manatee County Property Appraiser or the Sarasota County Property Appraiser. Check the parcel's county before you file.
I'm a Military Veteran and I welcome every buyer and seller. Every client gets the same service, whatever your financing or background. I've sold 300+ homes with $137M+ in sales volume.
Andrew Pepper, REALTOR® | The Pepper Team | Keller Williams On The Water Sarasota | 1549 Ringling Blvd, Suite 600, Sarasota, FL 34236 | 941-400-8227 | pepper@kw.com. Each Keller Williams office is independently owned and operated. Equal Housing Opportunity. Not affiliated with or endorsed by the U.S. Department of Veterans Affairs or the Department of Defense. VA loan details are from VA.gov and VA's Lenders Handbook (M26-7), checked Nov 1, 2026. Builder incentives were checked on builder websites Nov 1, 2026 and change often.
